Is FrontPay cash advance legit?
It’s unclear if FrontPay is a legitimate company. It isn’t accredited by the Better Business Bureau (BBB), has no reviews on that site, doesn’t have a profile on Trustpilot, isn’t active on social media and information on its website is sparse, so there’s not much to go on.
From what we can tell from past customers on Reddit, it is possible to get cash advances from the company. But you’ll end up paying $14.99 for the privilege, which seems like a bad bargain for users.
Plus, the address given on FrontPay’s website leads to a mailing center at a mall in Midvale, Utah and not a physical office, which raises even more questions about the website’s legitimacy. If you’re thinking about signing up, take extra care, especially since customer support is limited. You may try looking into sites like FrontPay first, but with a more established reputation.
Compare FrontPay to other apps
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The Finder Score crunches 3+ types of short-term loans across 65+ lenders. It takes into account the product’s interest rate, fees and features, as well as the type of loan eg investor, variable, fixed rate – this gives you a simple score out of 10.
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Where FrontPay falls short
FrontPay isn’t an app — it’s a website, and customers must pay a $14.99 monthly membership fee for access. The company advertises no additional features beyond cash advances, so it’s unclear what customers are actually paying for. It does mention a “chatbot providing financial education” in its application process, but that doesn’t seem worth the monthly fee.
Another downside is the size of the advances. While the maximum advance is listed as $100, no users have reported actually receiving that amount. Most state that they qualify for between $15 and $40, which barely covers the membership cost. The service isn’t available in all states, and a list of the states where the site can legally operate isn’t available.
There are also some questions about the company’s legitimacy. The registered address leads to a mailing service and not a physical office building, which casts doubt on its credibility. FrontPay also has no profile on TrustPilot, has no reviews on the BBB, isn’t active on social media and can only be reached by email, which also makes potential customers question its legitimacy.
It may be worth considering more well-known cash advance options before moving forward, or looking into cash advances with no monthly fee.
What makes FrontPay shine?
Like many cash advance apps, FrontPay doesn’t require a credit check to qualify, making this a viable option for those with bad credit or limited credit history. Instead of relying on credit scores, FrontPay bases your cash advance amount on how much you regularly receive in direct deposits to your linked bank account.
You’re also not charged any interest on the advance, and tips are optional. And while there is a $14.99 monthly subscription fee, you can try the service for free until your next payday.
FrontPay details
| Loan amount | $15 to $100 |
| Loan term | Until your next payday |
| Turnaround time | 12 hours to 2 days |
| Costs | $14.99 monthly subscription fee$3.99 express funding fee |
| Requirements |
|
FrontPay contact info
| Support@JoinFrontPay.com | |
| X, formerly Twitter | @front_pay |
| @JoinFrontPay |
How to qualify for FrontPay
Qualifying for FrontPay is pretty straightforward. Here’s what’s required:
- Be a legal resident of the United States
- Be of legal age to sign a contract (18 in most states)
- Create an account on the FrontPay website
- Link a valid bank account
- Receive direct deposits into that bank account
- Have at least two recurring deposits of $400 from an employer or government benefits
Other features
FrontPay provides little information on any other features besides cash advances, so it’s unclear what benefits users get with their $14.99 subscription. There is a “marketplace” section on its website where other offers are advertised, these include personal loans, debt relief, credit cards, cashback offers and paycheck advances.
FrontPay discloses that it may receive compensation when users use the services, so it seems the company benefits more from these services than customers do.
FrontPay reviews and complaints
| BBB accredited |
No |
|---|---|
| BBB rating |
A |
| BBB customer complaints |
1 customer complaints |
| Customer reviews verified as of |
16 May 2025 |
It’s difficult to find any FrontPay reviews from past customers. The company has a profile on the Better Business Bureau website, but there are currently no reviews available. And since FrontPay is a website and not an app, you won’t find any feedback available in the App Store or on Google Play. The company hasn’t even claimed a profile on Trustpilot yet, so just about the only place you can find FrontPay reviews is on Reddit.
What do people on Reddit say?
Considering how little feedback about FrontPay is available on traditional review sites, it’s surprising to find many different conversations on Reddit about the company. Most of the conversations start because people are either seeking new, lesser-known cash advance companies or wanting to know if FrontPay is legit.
Responses are mixed. Many report having an easy time signing up with FrontPay and being approved for an advance. They like that there’s no credit check, interest or tips required and funds are received quickly. But people often report small initial advances around $15 to $20, which is barely more than the $14.99 monthly fee that kicks in once your trial period ends.
There are also a few conversations about how “scammy” the site seems, with people complaining about the simple website with little information, lack of customer service support by phone, no physical location, little to no activity on social media and coverage in just a handful of states.
Frequently asked questions
How does FrontPay work?
To take out a cash advance with FrontPay, you must create an account on its website, link your bank account and find out how much of an advance you qualify for. You can use the service for free initially, but it charges a $14.99 subscription fee on your next payday.
How much can I borrow with FrontPay?
The maximum advertised advance is $100, but many users report lower authorized amounts of around $15 to $40.
How quickly can I get a cash advance from FrontPay?
Some customers report receiving their money in just a few hours, but it could take up to two business days. To guarantee fast disbursement, you may need to pay a $3.99 express fee.
Is there a credit check to use FrontPay?
No, there is no credit check required to use FrontPay.
Can I use FrontPay without a direct deposit?
No, you can’t. FrontPay requires that you receive direct deposits of at least $400 into your linked bank account to qualify for a cash advance. If this doesn’t work for you, other cash advance apps don’t require direct deposit.
How do I cancel my FrontPay subscription?
To cancel your FrontPay subscription, you need to contact the company’s customer service department by emailing Support@JoinFrontPay.com.
