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Truck Driver Tells Dave Ramsey He Has Nothing Saved And Owes IRS — ‘You’re in a Jar of Pickles’

At 53, Donnie from Fayetteville, North Carolina, called into “The Ramsey Show” with a brutally honest update:

“I’m 53, have nothing for retirement, $50,000 in debt, and want a divorce.”

That was the actual title of the episode — and pretty much the entire plot. A truck driver with decades on the road, Donnie laid out his financial and emotional dead ends in one breath, prompting Dave Ramsey and co-host John Delony to react with a mix of concern, tough love and a few chuckles at the sheer weight of it all.

“Man, it’s an honor to talk to you,” Donnie began optimistically. “Dave, I’m in a pickle.”

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That’s putting it mildly.

“I’m 53 years old, have absolutely nothing for retirement, I’m $50,000 in debt… and I want a divorce,” he confessed in one breath.

“Sounds like you’re in a jar of pickles,” Ramsey quipped.

The trouble started slowly, Donnie said. After 32 years of marriage, things had been slipping — both emotionally and financially. As an over-the-road trucker, Donnie spent most of his time on the highway while his wife handled the finances back home.

“We were doing great,” he recalled. “COVID hit, I was home. We got debt free, paid off everything we had. I had six months of living expenses saved up.”

Then things swerved.

“She just got a wild hair up her britches,” Donnie said, “wanted to move into a house and doubled our rent. Emptied the savings. Then she got crazy and went and got all these credit cards.”

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And just when it seemed like things couldn’t get worse, they did.

“I found out I’m $30,000 in debt to the IRS for years of taxes that she didn’t pay,” he added. “I guess I should’ve been a little more on top of it.”

Ramsey didn’t sugarcoat it. “You didn’t achieve y’all’s goal. You achieved your goal,” he said. “She got debt-free for you.”

The lack of financial alignment — and communication — was obvious. Donnie admitted he had introduced his wife to Ramsey’s famous “debt snowball” method and pushed hard for a financial overhaul.

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