Best Crypto Payment Gateway for Secure Crypto Payments in 2025

In 2025, with over 420 million crypto users worldwide, the demand for businesses to accept cryptocurrency payments is surging, reflecting a shift in how global commerce operates. As the digital economy evolves, integrating crypto payment gateways has become essential for businesses aiming to expand their market reach and cater to their tech-savvy consumers looking for a gateway that fits their needs. In this article we will take a look at some of the best crypto payment gateways. 

Why Crypto Payment Gateways?

Many are yet to realize the profound impact that crypto payments have beyond the obvious benefits. For instance, bitcoin transactions processed over $15 trillion alone in 2024, with many facilitated by bitcoin payment gateways. This growth is fueled by the rise of decentralised finance (DeFi), which challenges traditional fiat currencies by offering trustless, intermediary-free transactions. Businesses that accept crypto can tap into microtransaction markets—small payments that are impractical with credit cards due to high fees—enabling new revenue streams like pay-per-use digital content or tipping for creators.

Additionally, crypto payment systems often support pseudonymity, appealing to privacy-conscious consumers who prefer not to share personal data. As the benefits of crypto become more apparent, businesses are adapting.

Another overlooked aspect is the role of smart contracts in modern crypto payment gateways. These self-executing agreements automate processes like recurring payments or escrow. Hence, reducing administrative costs and enhancing trust. For example, a business using a bitcoin payment gateway could set up subscription services that execute flawlessly on the blockchain without third-party oversight. Also, the integration of stablecoins (cryptocurrencies pegged to fiat currencies) has revolutionized crypto payments, with over 60% of transactions now involving stablecoins like USDT or USDC, mitigating volatility risks for merchants who pay with crypto.

Essentially, accepting crypto payments is more than just a nice-to-have; it is important as it offers several advantages such as reduced transaction fees, faster cross-border transactions, and enhanced security.  As a business owner or just an individual, if you’re looking to accept crypto payments on your website, app or even an online store, there are several top crypto payment gateways to consider. These gateways can help your business accept cryptocurrency payments, like Bitcoin payments, and often convert them to fiat for ease of use.

Smart contracts in modern crypto gateways allow businesses to process payments with automation, cutting operational overhead. Also, the integration of stablecoins has revolutionized crypto transactions, allowing users to make payments without worrying about price volatility.

Here’s a rundown of the best crypto payment gateways that you can use in 2025:

• NOWPayments
• CoinGate
• BitPay
• Coinbase Commerce
• Cryptomus
• CoinsBank
• SpicePay

NOWPayments

Founded in 2019 and based in Amsterdam, NOWPayments is arguably the best crypto payment gateway overall. It supports over 300 cryptocurrencies, offering businesses the ability to accept a wide variety of tokens and reach a broad customer base.

One of the platform’s strongest selling points is that it doesn’t require KYC, which enhances onboarding speed and privacy. NOWPayments also features wallet management and fiat tools, reliable crypto payment options, and easy integration via API or plugin. Its financial services cater to iGaming, SaaS, and eCommerce businesses.

NOWPayments helps businesses to integrate payments smoothly, thanks to its strong documentation and payment method plugins. Whether you need to receive crypto, settle in fiat, or automate your billing process, NOWPayments’ cryptocurrency payments without complexity make it a leader in the space.

In fact, for companies selecting the best crypto payment solution, NOWPayments offers unmatched flexibility. It supports cryptocurrency payment options across 300+ tokens, including stablecoins and fiat conversion options. Its reputable crypto payment infrastructure and transparent fee structure (0.5%) make it a trusted choice for businesses globally.
Other key features of NOWPayments include:

• No KYC requirement: The onboarding process has been simplified, making it accessible for global businesses.
• Extensive services: They offer stablecoin settlements, currency conversion, on/off ramps, and wallet-as-a-service for white-label solutions, enabling them to cater to industries like iGaming, eCommerce, Fintech, and SaaS.
• Integration ease: This crypto payment gateway provides comprehensive API documentation with SDKs for JavaScript, Python, and PHP, plus plugins for WooCommerce, Magento, OpenCart, and Shopify, ensuring seamless integration with other e-commerce platforms.
• 24/7 Support: In addition to their extensive product, they offer round-the-clock customer support, further enhancing their users’ experience.

NOWPayments nudges ahead of its competitors due to its affordability, transparency, and scalability, making it suitable for businesses of all sizes. NOWPayments also partners with blockchain innovators like Chainlink, enabling merchants to accept crypto in decentralised oracle tokens—a feature rare among competitors. Its wallet-as-a-service also means businesses can create branded payment solutions, boosting customer trust.

CoinGate

CoinGate was founded in 2014 and is based in Lithuania. They currently support over 70 cryptocurrencies and serve over 100 countries. However, unlike NOWPayments, CoinGate requires KYC, with its transaction fee set at 1%.

They settle payments in USD, EUR, GBP, and others, focusing on retail and E-commerce. Some of the key features include:

• E-commerce plugins: They offer integrations for various platforms, enhancing usability for businesses that want to accept crypto payments. It is suitable for medium-sized retail and e-commerce businesses looking to integrate crypto payments seamlessly.
• Gift cards and POS: They also provide additional features like gift cards and POS options, broadening the payment options that their merchant can choose from
• Developer resources: They include detailed API documentation and webhooks for real-time updates.

BitPay

BitPay was founded in 2011 and is headquartered in Atlanta, USA. It is a highly trusted payment gateway with a strong reputation in crypto payment processing. Supporting four main cryptocurrencies and operating in over 200 countries, BitPay is favoured by large enterprises and charities due to its regulatory licenses and robust crypto-to-fiat conversion capabilities. The platform charges a 1% transaction fee and just like NOWPayments, they offer 24/7 support to their users.

With API and POS solutions, BitPay is particularly suitable for businesses looking for a secure and regulated gateway to accept cryptocurrency payments. Other key features on this platform include:

• Enterprise-grade security: This crypto payment processor uses payment protocol (BIP-70), and this is supposed to help reduce the risk of payment errors and enhance transaction security. This is an advanced feature that sets it apart from simpler gateways but isn’t widely discussed.
• With BitPay, businesses can brand the payment experience ( checkout pages) with their logos and colours.
• Unlike many on this list, their target audience is usually large enterprises and charities.

Coinbase Commerce

Coinbase Commerce has been part of Coinbase since 2012 and operates from San Francisco, USA, while serving customers around the world.

It supports over 100 cryptocurrencies with a 1% fee. It also settles in USD, EUR, and GBP and focuses on e-commerce and fintech businesses as its ideal clients. While some may consider it one of the best crypto payment systems on the market today, others have found a hindrance with their KYC requirements. Some of its key features include:

• Large ecosystem: It is supported by a large ecosystem and some of these benefits include Coinbase’s extensive user base and security infrastructure.
• Multi-currency wallets: They offer wallet solutions for businesses, making it easy and flexible for payments to be done with crypto.
• Regulatory Backing: They are also known for their strong compliance, making it appealing to regulated industries.

Its support of 100+ cryptocurrencies makes it hard to overlook as competition, but NOWPayments’ 300+ and lower fee (0.5% vs. 1%) gives them an edge. 

Cryptomus

Founded in 2022 and headquartered in Vancouver, Canada, Cryptomus is a relatively new entrant to the crypto payment gateway market. It supports 15 cryptocurrencies and offers essential merchant tools, including crypto-to-fiat settlements and multi-currency wallets.

With transaction fees around 2%, Cryptomus is ideal for small e-commerce and gaming businesses that require simple and basic crypto payment solutions with crypto-to-fiat settlements. This crypto payment processor requires KYC compliance and also provides 24/7 customer support. ​Some of its key features include:

• Integration flexibility: It provides plugins for CMS platforms like WordPress and Joomla, as well as custom APIs for complex integrations, catering to businesses with unique technical needs.
• Developer-friendly Tools: It offers APIs for transaction history, custom webhooks, and recurring payments, and these are all features that are especially useful for merchants who need advanced payment management.
• Regulatory licenses: As a new platform, their regulatory license gives them a significant advantage over the other competitors.

CoinsBank

CoinsBank was founded in 2016 and is headquartered in Edinburgh, USA. They offer crypto payment processing services alongside their cryptocurrency exchange platform. 

Supporting four main cryptocurrencies (Bitcoin, Ethereum, Litecoin, and Ripple), it focuses on fiat gateway solutions and wallet services, along with prepaid cards for added functionality. The platform’s integration with its exchange platform allows for seamless conversion between crypto and fiat currencies, making it suitable for businesses seeking a comprehensive financial ecosystem. The platform also requires KYC compliance, like most crypto payment gateways and operates in 175 countries.​

Some of its key features include:

• Prepaid Cards: CoinsBank offers prepaid cards linked to crypto wallets, allowing users to spend cryptocurrency in everyday transactions.
• Multi-user access: Its API supports multi-user access with role-based permissions, ideal for businesses with larger teams or complex operations.
• Enhanced security: They also provide multi-signature wallet features, adding an extra layer of protection that’s often overlooked.

SpicePay

Established in 2013 and based in Belize, SpicePay provides crypto payment solutions with a focus on simplicity and ease of use. They currently support four major cryptocurrencies (Bitcoin, Bitcoin Cash, Litecoin, and Ethereum), and their transaction fees are set at around 2%.

SpicePay offers direct bank transfers for fiat settlements and provides plugins for popular e-commerce platforms, making it suitable for small to medium-sized businesses looking for straightforward crypto payment integration. The platform requires KYC compliance and primarily serves regions in South America, Eastern Europe, and South Asia.

Some of the key features of this platform are as follows:

• They offer direct bank transfers for fiat settlements, simplifying the payout process for merchants.
• They provide plugins for e-commerce platforms like Magento and WooCommerce, making it easy to integrate with online stores.
• They are very specific about their audience, which is small to medium-sized businesses, particularly in South America, Eastern Europe, and South Asia.

Summary

Crypto payment gateways process transactions via blockchain networks. When a customer opts to pay with crypto, the gateway generates a unique address or QR code. The payment is verified by miners or validators, then settled—often converted to fiat—within seconds to hours, depending on the blockchain. Security features like encryption and multi-signature wallets protect funds, making these systems reliable for businesses that accept crypto payments on their website.

Crypto payment gateways are playing a crucial role in the mainstream adoption of digital currencies. By bridging the gap between decentralised finance and traditional commerce, they enable businesses to tap into a growing global market of crypto users. These gateways reduce cross-border transaction friction, eliminate chargebacks, and lower processing fees compared to traditional systems. As consumer demand for crypto payment options grows, choosing the right gateway becomes a strategic move—not just a technical one—for businesses aiming to stay ahead in the evolving digital economy.

In 2025, choosing the best crypto payment gateway depends on your business needs, but NOWPayments consistently rises above the rest. Its support for over 300 cryptocurrencies ensures unmatched flexibility, allowing merchants to accept crypto payments from virtually any crypto user. The 0.5% fee is the lowest among major players, maximizing profits, while its non-custodial design offers top-tier security (a crucial feature for those who accept cryptocurrency payments).

NOWPayments’ no-KYC policy and 24/7 support make it accessible and reliable globally, while features like stablecoin settlements and wallet-as-a-service cater to diverse industries. Compared to CoinGate’s 1% fee and 70 coins, BitPay’s limited four-coin support, among others, NOWPayments offers the best crypto payment system for affordability and versatility. For businesses looking to integrate crypto and the fast-evolving digital economy, NOWPayments could be the ultimate bitcoin payment gateway and beyond.