Is Credit Suite legit?
Yes, Credit Suite is a legitimate company that specializes in helping companies boost their business credit while gaining access to a number of financing options. Founded in 2014, it’s helped more than 50,000 business owners grow their companies.
What makes Credit Suite shine?
Credit Suite stands out by offering business owners a path to building good credit faster than they might be able to do it on their own. By extension, this can help you secure better rates and terms on a variety of business loans that further builds your credit profile.
Plus, it’ll match you with hundreds of funding sources and provide you with expert guidance along the way. For companies willing to make the investment, this could be a one-stop shop.
Where Credit Suite falls short
First and foremost, it seems you have to purchase its core program in order to access its loan products. Its core product is a system that helps companies establish business credit. And, as a part of the program, it can match you with lenders to support the growth of your business.
This means Credit Suite has high upfront costs. The Core program runs between $3,000 and $4,000, which may be out of reach for some smaller businesses. While there are higher-tier options with resale potential, even the base package requires a significant commitment.
And, depending on your financial situation and credit profile, some of the financing options it connects you with can be pricey. For example, some funding opportunities Credit Suite mentions include accounts receivable financing and MCAs, two of the more expensive types of business financing.
It also advertises building business credit to separate business funding from your personal credit profile. But some customers say that’s not always feasible, that many lenders look at personal credit scores and they often require a personal guarantee for business funding.
Credit Suite loan details
| Minimum credit score/credit range | No minimum stated/varies by lender and loan type |
| APR | Varies by lender and loan type |
| Loan amount | Up to $20 million |
| Terms | Varies by loan type |
| Approval turnaround | Varies |
| Availability | May not be available in all states |
| Fees | Varies by lender and loan type |
Credit Suite contact info
| Phone number | 727-615-6420 |
| Customer service hours | Not listed |
| info@creditsuite.com | |
| X ,formerly Twitter | @creditsuite |
| Credit Suite |
How to qualify for Credit Suite
Because Credit Suite isn’t a direct lender, it doesn’t provide a specific list of requirements to qualify for business loans, but here’s the basic criteria most lenders look for.
- Time in business. Depending on the lender and type of loan you’re applying for, you may need to have been in business anywhere from six months to two years or more.
- Monthly or annual revenue. Similarly, earning enough to qualify depends on how much you want to borrow and the loan type. But most lenders require at least $10,000 in monthly revenue.
- Credit score. Lenders may look at both personal and business credit scores. Some types of financing, like secured loans or MCAs, may accept lower scores, whereas unsecured business loans may require personal credit scores of at least 620 or higher.
How Credit Suite works
The Credit Suite program requires an upfront investment of around $3,000 to $4,000 for its Core Program, depending on how you decide to pay, upfront or with monthly payments. It also has VIP and Ultimate tiers if you want to upgrade and sell the system to your own customers.
In a nutshell, here’s how it works:
- Get real-time insights into your business’s financial health.
- Learn the barriers that are holding your business back from growth.
- Track your credit profile at business credit reporting agencies like Dun & Bradstreet, Experian and Equifax.
- Follow a customized roadmap that tailors credit building to your specific business.
- Get matched with vendors, suppliers and business lenders.
How Credit Suite compares to other lenders
Compare other products
We currently don’t have that product, but here are others to consider:
How we picked these
What is the Finder Score?
The Finder Score crunches 12+ types of business loans across 35+ lenders. It takes into account the product’s interest rate, fees and features, as well as the type of loan eg investor, variable, fixed rate – this gives you a simple score out of 10.
To provide a Score, we compare like-for-like loans. So if you’re comparing the best business loans for startups loans, you can see how each business loan stacks up against other business loans with the same borrower type, rate type and repayment type.
Read the full Finder Score breakdown
Credit Suite reviews and complaints
| BBB accredited |
No |
|---|---|
| BBB rating |
A+ |
| BBB customer reviews |
2.67 out of 5 stars, based on 12 customer reviews |
| Trustpilot Score |
4.4 out of 5 stars, based on 285 customer reviews |
| Customer reviews verified as of |
01 August 2025 |
Credit Suite has an A+ rating with the Better Business Bureau (BBB) and 4.4 out of 5 stars on Trustpilot. Some clients applaud the professional customer service, the success at building business credit and being able to get the funding they need.
But others complain of a lack of communication and transparency and felt that some promises made by the company weren’t met. Several also disagreed with its 30-day refund policy, which — as described by Credit Suite — is strict but explained in the agreement you sign.
What do people on Reddit say?
There’s nothing very recent, although one Redditor suggested Credit Suite to a poster who was wondering about building their business credit. There’s also a fair amount of chatter about using a company to help you build business credit versus doing it yourself. Some respondents said you shouldn’t pay someone to do what you can do by yourself. Others basically say: “You don’t know what you don’t know.”
