Is DaysLoan.com legit?
Probably not. Days Loan most likely does what many of these similar sites do — take your information and sell it to direct lenders or other loan connection services. It’s also possible that the third parties who get your information may not be legit, although some could be.
If you decide to try your luck with Daysloan.com, carefully research the lender or lenders you’re connected with to make sure they’re legit. Keep an eye out for transparency about rates, fees and terms, and read reviews from trusted sites like the BBB and Trustpilot.
How DaysLoan.com compares to other lenders
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What is the Finder Score?
The Finder Score crunches 3+ types of short-term loans across 65+ lenders. It takes into account the product’s interest rate, fees and features, as well as the type of loan eg investor, variable, fixed rate – this gives you a simple score out of 10.
To provide a Score, we compare like-for-like loans. So if you’re comparing the best short-term loans for all credit types, you can see how each short-term loan stacks up against other short-term loans with the same borrower type, rate type and repayment type.
Read the full Finder Score breakdown
Where Daysloan.com falls short
Days Loan is not transparent on its website, particularly about potential rates and fees. It says rates start at 5.99% to 35.99% for “qualified customers,” but unless you have great credit, you can more likely expect triple-digit rates in the realm of payday loans. Plus, combined with the longer loan terms Days Loan has, your total costs will be significantly higher than for payday loans.
And again, the lack of real customer reviews about this site is concerning. It’s rare for a service of this kind to have virtually no reviews, which should make you think twice before taking a gamble with your personal and banking information.
What makes Daysloan shine?
Days Loan says it accepts borrowers with any credit score, so it’s possible you could find a lender by applying. However, you could end up being inundated with spam calls, texts or emails — and many of these solicitations might not be legit.
If your credit history is poor, you may want to consider alternatives and other installment loan lenders. Rates are typically high, but you can minimize the cost by repaying the loan as early as possible.
Another option, good for smaller loan amounts, is cash advance apps, which typically don’t charge interest or late fees. But keep an eye out for transfer fees and monthly subscription charges, or check out apps that are practically free if you don’t need the cash in a hurry.
DaysLoan.com loan details
| Minimum credit score/credit range | No minimum |
| APR | 5.99% to 35.99% |
| Loan amount | $100 to $5,000 |
| Terms | 3 to 72 months |
| Approval turnaround | Within 24 hours |
| Availability | May not be available in all states |
| Fees | Varies by lender |
| Other fees | Unknown |
Days Loan contact info
| Phone number | Not listed |
| Customer service hours | Not listed |
| contact@daysloan.com | |
| X ,formerly Twitter | @Daysloan_2024 |
| Days Loan |
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| Principal | $ |
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| Interest | $ |
| Total Cost | $ |
How to qualify for Days Loan
Days Loan doesn’t specify the requirements to qualify, but here’s the basic criteria that most lenders look for.
- At least 18 and a US resident
- Valid Social Security number
- Regular source of income
- Active checking account
Days Loan reviews and complaints
| BBB accredited |
No |
|---|---|
| BBB rating |
N/A |
| Customer reviews verified as of |
10 June 2025 |
Days Loan doesn’t have a BBB or a Trustpilot page, which is a big red flag. It also has only a couple of third-party reviews and almost no customer reviews.
What do people on Reddit say?
A few people on Reddit say they got a loan from Days Loan, and they report fair terms and rates and no hidden fees, but these posts feel scripted. Others say they were approved quickly, but then were asked to pay additional charges. There were also reports of excessive spam calls.
