If you’re holding 1,200 XRP right now, you’re probably wondering what that stack could be worth by 2026. At a price of around $2.34 per token, that’s about $2,808. But with all the momentum Ripple and XRP have built up lately, could that number grow; maybe even double or triple in the next couple of years? A recent video from Blockchain Crypto with 14.2k subscribers digs into exactly that, breaking down everything from legal wins to adoption trends and price scenarios.
Let’s start with what helped XRP bounce back. In mid-2023, a federal judge ruled that XRP isn’t a security when it’s traded on exchanges. That was huge. Then in April 2025, the SEC dropped its appeal related to XRP’s institutional sales. The markets reacted fast, XRP climbed to $2.30 by May, the highest it’s been since 2018.
This legal clarity opened doors again. Coinbase and Kraken announced plans to ramp up XRP trading, and some big-name custodians started prepping institutional offerings. It’s clear that confidence in XRP is back, especially from bigger players.
Ripple’s Network Is Growing Fast
Ripple’s On-Demand Liquidity (ODL) network is expanding too. It went from serving a few payment corridors to over 45 markets. It’s being used across the globe; Mexico, India, the UAE, and even by a Canadian bank testing treasury settlement on the XRP Ledger. In Latin America, microfinance institutions saw remittance costs drop by 40% thanks to Ripple tech.
On the tech side, Ripple is backing more projects through its Xpring arm, NFTs, developer tools, and stablecoins included. And with the March 2025 launch of “Hooks,” the XRP Ledger now supports smart contract functionality. Central banks are even testing it for CBDCs; Thailand, for example, kicked off a pilot in February..
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What Could 1,200 XRP Be Worth?
Let’s talk numbers. XRP has a total supply of 100 billion, but only about 54 billion are circulating. Since supply is fixed, rising demand could push prices higher. Blockchain Crypto laid out three price paths for 2026.
If things stay modest, XRP price could reach $3 to $3.50. That would put your 1,200 XRP at around $3,600 to $4,200. A more realistic path? Somewhere between $5 and $6, meaning a value of $6,000 to $7,200. And in a bullish scenario, XRP hits $8 to $10, taking your holdings up to $9,600 or even $12,000.
Of course, nothing is guaranteed. Blockchain Crypto also pointed out risks like crypto market volatility, unexpected regulations, and competition from players like Stellar or SWIFT. Even Ripple’s internal decisions could affect the path forward. Still, XRP’s speed (1,500 transactions per second and 3–5 second finality) makes it a serious player for institutional use.
So, should you hold, sell, or buy more? That’s up to you. But with all these developments in play, XRP holders will want to keep a close eye on what happens next.
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