Is Sky Bridge Financial legit?
It’s hard to tell if Sky Bridge Financial is a legit personal loan lender. And by legit lender, we mean one that lends to anyone who meets basic income, credit and employment qualifications. Does Sky Bridge offer loans to customers enrolled in DebtBlue’s debt relief program? Most likely, yes. But does it offer loans to anyone looking to consolidate their debt into one payment? That’s not transparent.
We tried calling a few times to clarify, but no one answered the phone. And, after being on hold for a long time, we were eventually prompted to leave a message. The automated message kept saying it was experiencing “higher than normal call volumes.”
What makes Sky Bridge Financial shine?
If it’s actually possible for people who aren’t in the debt relief program to qualify for Sky Bridge Financial loans, $75,000 is on the high end for personal loans. The majority of providers cap loan amounts at $50,000, although these lenders go as high as $100,000 or more.
Plus, with rates that start at 7.99%, it could be a solid option for consumers trying to refinance their high-interest debt at a lower rate. But if Sky Bridge loans aren’t available to the general public, you may want to consider other debt consolidation loans, with rates starting as low as 6.49%.
Where Sky Bridge Financial falls short
Unfortunately, Sky Bridge Financial isn’t very transparent about what it does. Its website is vague, and you have to dig through some very fine print to find any loan specifics. Also, for an online lender, it’s a bit of a red flag that you can’t actually apply online.
Sky Bridge Financial loan details
| Minimum credit score/credit range | No minimum stated |
| APR | 7.99% to 35.99% |
| Loan amount | $2,500 to $75,000 |
| Terms | Undisclosed |
| Approval turnaround | As soon as same day |
| Availability | May not be available in all states |
| Fees | Undisclosed |
Sky Bridge Financial contact info
| Phone number | 855-444-6673 |
| Customer service hours | Weekdays: 9 a.m. to 6 p.m. |
| correspondence@sbfloans.com | |
| X ,formerly Twitter | N/A |
| N/A |
Calculate your monthly loan payment
Use our loan repayment calculator to compare monthly payments and the total cost of your loan based on different rates and loan terms.
Fill out the form and click on “Calculate” to see your
estimated monthly payment.
or
$
per month
Based on your loan terms
| Principal | $ |
|---|---|
| Interest | $ |
| Total Cost | $ |
How to qualify for Sky Bridge Financial
The requirements to qualify for a Sky Bridge Financial are extremely vague:
- Be at least 18 years old
- Be a legal US citizen
- Able to “pass our qualification process”
It’s not transparent about what its qualification process is, but based on similar providers and a few reviews, it’s possible you may have to be enrolled in the DebtBlue debt settlement program to qualify for a Sky Bridge consolidation loan.
How to apply
There’s no online application for Sky Bridge Financial. The website instructs you to call for an over-the-phone application process.
How Sky Bridge Financial compares to other lenders
Compare other products
We currently don’t have that product, but here are others to consider:
How we picked these
What is the Finder Score?
The Finder Score crunches 6+ types of personal loans across 50+ lenders. It takes into account the product’s interest rate, fees and features, as well as the type of loan eg investor, variable, fixed rate – this gives you a simple score out of 10.
Read the full Finder Score breakdown
Sky Bridge Financial reviews and complaints
| BBB accredited |
Yes |
|---|---|
| BBB rating |
A+ |
| BBB customer reviews |
1 out of 5 stars, based on 2 customer reviews |
| Trustpilot Score |
Sky Bridge Financial does not have any Trustpilot reviews. |
| Customer reviews verified as of |
08 August 2025 |
Sky Bridge Financial only has a handful of reviews and complaints on the Better Business Bureau (BBB). Two people say they were issued a check by Sky Bridge stating that they overpaid and were due a refund. In both cases, a stop payment order was put on the checks, and the customers then had trouble reaching the company for an explanation.
A couple of other customers said they had a loan with the company and were told that, after a specific period of on-time payments, they would be able to refinance at a lower rate. Again, in both cases, the customers were unable to get a reply from the company even after emailing and calling repeatedly. The company responded to the complaints on the BBB, although it’s not clear what the outcomes were.
Sky Bridge Financial doesn’t have a Trustpilot page, which is odd for a lender that says it’s been in business since 2015.
What do people on Reddit say?
We couldn’t find anything about Sky Bridge Financial on Reddit.
