The crypto market is changing fast as 2026 gets closer: big institutions are quietly investing more, DeFi and Layer-1 networks are getting stronger, and utility tokens are starting to meaningfully breakout.
Among all that, three very different projects are standing out for their potential upside: DigiTap, which combines banking and crypto; Shiba Inu, which expands its DeFi ecosystem; and PEPE, which stays strong in the meme coin crowd. It seems that these three cryptos are worth keeping an eye on before 2026.
DigiTap: Banking Meets Crypto in One Platform
Anyone who’s tried using both regular banking and crypto knows the hassle. It’s app after app – check the bank balance here, move crypto there, swap currencies somewhere else. Digitap figured out how to stop all that switching around. Everything sits in one app now. Dollars, bitcoin, euros, Ethereum—it’s all there together. This is how money should look in the modern age, and Digitap’s omni-banking services are ready to disrupt global value flows worth trillions of dollars annually.
The TAP token has a fixed supply of 2 billion tokens. No additional tokens will be created. Team tokens are locked for five years. The platform features deflationary mechanisms that result in token burns through platform usage. Half the profits from transaction fees and currency exchange spreads are used to fund these burns.
The platform uses enterprise-grade encryption and multi-signature wallet protection. Account abstraction features mean users don’t need to manage private keys directly. Compliance frameworks support cross-border operations. Offshore banking options provide additional privacy features for eligible users.
The presale is currently active with TAP tokens priced at $0.0125 USDT each. Early buyers get access to the highest staking rewards and can claim their tokens within 72 hours after the presale ends.
SHIB: From Meme to Multi-Billion DeFi Ecosystem
SHIB has grown far beyond its initial meme coin origins. The project now includes ShibaSwap decentralized exchange and Shibarium Layer-2 blockchain. The ecosystem provides multiple services for DeFi users.
Recent data shows whale accumulation of 4.66 trillion SHIB tokens worth around $64 million. The burn rate has increased dramatically, with spikes exceeding 80,000% in recent weeks. These burns permanently remove tokens from the total supply.
The charts started looking interesting for SHIB in September. Traders got excited when they saw a golden cross form—that’s when the short-term price trend crosses above the long-term one. It’s one of those patterns that often means prices might start climbing higher.
PEPE: The Meme Coin That Keeps Delivering
PEPE has established itself with a market cap of approximately $4.44 billion. Recent performance shows over 10% gains in the past week. The token has maintained its position since its launch in April 2023, and importantly, PEPE has withstood competitive pressure from new meme coins.
Major exchange listings continue expanding access. Binance.US added PEPE in December 2024, bringing increased liquidity and legitimacy. The token leverages the Pepe the Frog meme, which has maintained internet popularity for over a decade. This cultural foundation provides brand recognition advantages over newer alternatives.
Which is the Best Option?
Memecoins were excellent trades in 2024, but now the market is telling investors it wants utility. It wants projects that will help onboard the next billion users into crypto, and projects like Digitap are leading this race.
Its omni-banking services are already live, and it leverages blockchain rails to solve painpoints affecting billions of people globally. The next era of crypto looks very different and $TAP is the obvious choice as the best crypto to buy before 2026.
Learn more about Digitap ($TAP) here:
Presale: https://presale.digitap.app
Social: https://linktr.ee/DigiTap.app
