Mercado Bitcoin, the main digital asset platform in Latin America, has announced an ambitious plan to tokenize over 200 million dollars in regulated financial assets on XRP Ledger (XRPL).
This is one of the largest tokenization projects ever undertaken by a Latin American institution on this public blockchain, marking a decisive step in the company’s international expansion and the opening of new horizons for global liquidity and access to regulated digital products between South America and Europe.
Tokenization of RWA: a rapidly expanding market
According to a recent report by Ripple and Boston Consulting Group, the tokenization of real-world assets (RWA) is set for exponential growth: from the current 0.6 trillion dollars in 2025, it is expected to reach nearly 19 trillion dollars by 2033. This growth will be driven by institutional adoption and advancements in digital infrastructure. In this scenario, the move by Mercado Bitcoin stands out as one of the most relevant and forward-thinking initiatives in the sector.
Mercado Bitcoin: a global leader in tokenization
Mercado Bitcoin has already established itself among the top five global tokenizers of private credit assets. The company has already tokenized over 1 billion Brazilian reais in real assets, maintaining a default rate of zero. Its ecosystem is connected to one of the most widely adopted networks globally, involving over 70 central banks, regulators, and major financial institutions.
The platform operates as a exchange di criptovalute, asset tokenization platform, and digital bank, serving four million customers in over twelve years of activity. With locations in Brazil and Portugal, Mercado Bitcoin also stands out for its high standards of transparency and financial integrity, undergoing regular audits, including those of the last three years conducted by EY, one of the leading audit firms in the world.
Mercado Bitcoin chooses XRP Ledger for efficiency and security
The choice of XRP Ledger as the infrastructure for tokenization is not random. Launched in 2012, XRPL is one of the most mature, stable, and efficient blockchains in the industry. Designed for financial regulation, it enables nearly instantaneous transactions at low costs and is used by institutions worldwide for cross-border payments and token issuance.
The network has already handled over 3.3 billion transactions without ever experiencing interruptions or security breaches, supporting more than six million active wallets and a decentralized network of over 200 validators. For over a decade, Ripple has leveraged the XRPL to power international payments, digital asset custody, and enterprise-level issuance of stablecoin.
Strategic collaboration with Ripple
Ripple, one of the main contributors to the development of the XRPL, actively supports the integration of Mercado Bitcoin on the blockchain, with the aim of bringing high-quality regulated assets on-chain.
The collaboration between the two entities is not limited to tokenization: Mercado Bitcoin has already used Ripple Payments to facilitate cross-border treasury flows between Brazil and Portugal and for the listing of RLUSD, a stablecoin denominated in US dollars and designed for businesses.
MB was the first company in Brazil to adopt this solution, benefiting from a faster, more secure, and cost-efficient international payments system.
Tokenization: the future of regulated finance
The tokenization of regulated financial assets represents one of the most promising innovations for the global financial sector. Bringing real assets such as fixed and variable income instruments onto a public blockchain like the XRPL means offering greater accessibility, transparency, and liquidity to investors and institutions around the world.
As Silvio Pegado, Managing Director LATAM of Ripple, emphasizes,
“throughout Latin America we are witnessing a growing interest from institutions towards tokenization to improve access and efficiency of financial markets. The integration of Mercado Bitcoin with the XRPL demonstrates how public blockchain infrastructures are gaining trust and establishing themselves as reliable foundations for offering regulated financial products”.
A bridge between South America and Europe
The initiative of Mercado Bitcoin not only strengthens the company’s position as a leader in financial innovation in Latin America, but also opens new prospects for global liquidity and access to regulated digital products between South America and Europe. Thanks to the collaboration with Ripple and the use of the XRPL, MB positions itself at the forefront of the digitization process of financial assets, offering solutions that meet the needs for speed, security, and compliance required by institutional investors.
The decision by Mercado Bitcoin to tokenize over 200 million dollars of regulated assets on the XRP Ledger represents a milestone for digital finance in Latin America and beyond. In a market set to grow rapidly, the combination of experience, advanced technology, and strategic partnerships places MB in a prime position to lead the transformation of global financial markets towards an increasingly digital, transparent, and accessible future.
