If someone is holding some XRP tokens right now, they’re probably wondering how valuable it could become someday. It sounds like a bold prediction, but one crypto analyst has been making that exact case.
In his YouTube channel, Matthew Perry shared his personal thoughts on the future of XRP, saying he believes Ripple could eventually be worth more than Bitcoin. While he admits that many experts and even AI models disagree, Perry says those opinions could be making the same mistake people made with Bitcoin more than a decade ago.
Why Matthew Perry Believes XRP Can Surpass Bitcoin
Early in the video, Perry gives viewers a relaxed, personal update, including where he’s going for the day and how his trading positions are doing. Around the 5-minute mark, he brings up a trade he placed on BTCC, using 500x leverage on XRP. One of those trades is already up by 82%, and another by 625%, showing that he’s clearly keeping a close eye on XRP price movements.
But it’s at the 14-minute mark that Perry makes his core argument. He says outright, “We’re going to talk about XRP and why I believe it will be worth more than Bitcoin.” He’s not necessarily saying that the XRP price per token will go higher than BTC price, but rather that Ripple’s total market cap could someday exceed that of Bitcoin.
This, he explains, is about use case, not hype. While Bitcoin is often viewed as “digital gold,” Perry sees XRP as something with real-world utility. Ripple’s fast and low-cost transaction model is already used by some financial institutions, and it’s designed to move money across borders efficiently. According to Perry, that alone could be enough to justify a larger market cap than Bitcoin someday.
He believes that while BTC price might still climb due to scarcity and store-of-value perception, Ripple price is tied to practical usage. In simple terms, Perry is betting on function over faith.
What the Market Looks Like Right Now
At the time of his livestream, Perry gave a quick rundown of the broader crypto market. Bitcoin price was sitting at around $114,000, with BTC’s dominance at just over 60%. Ethereum was up 3% to $3,665, and XRP was trading at $3.05, up nearly 2% for the day but down 2.9% on the week. The total crypto market cap stood at about $3.75 trillion.
Ripple price, according to Perry, may still be undervalued compared to the utility it provides. XRP has a circulating supply of around 59.3 billion tokens, and while some worry about future dilution, Perry doesn’t believe it will significantly hurt long-term growth. He says dilution should not matter if Ripple’s utility continues to expand, especially if XRP becomes a central part of global money movement.
He also brings up Litecoin, noting its surprising 13% spike and growing daily volume. It’s part of a broader market movement that seems to be setting up for altcoin season, though Perry notes that we’re not quite there yet based on metrics like the Altcoin Season Index, which stood at 42 out of 100.
A Case for XRP Over BTC
Perry’s biggest point isn’t that XRP price will hit $100,000 or that Bitcoin will crash. He simply believes that Ripple has more room to grow based on utility, and that the market is underestimating it. He explains that Bitcoin is seen as valuable because of its scarcity, but he compares it to something like water.
If everyone wants it and it’s scarce, its value rises. But what if you could create something that makes systems better, faster, and more efficient. That, in Perry’s view, is what XRP represents.
He also shares a personal example. Years ago, he could have invested $500 in Bitcoin, but life circumstances made it hard to hold onto investments that long. Like many others, he admits he likely would have sold early due to financial pressures. That’s why he now looks at assets like XRP that could grow in value through real adoption, not just investor speculation.
Still, Perry is clear that Bitcoin is not worthless. He acknowledges it has become a respected store of value and says it will always have a place in the crypto space. But from his perspective, it lacks the same kind of use-case utility that Ripple offers. He believes this difference could eventually shift the balance between the two.
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So Will Ripple Really Be Worth More than Bitcoin?
According to most market analysts and AI models, the answer is still no. Bitcoin’s current market cap is about ten to fifteen times larger than Ripple’s. Even with XRP growing fast, catching up to BTC would require a massive increase in demand, adoption, and usage — while Bitcoin remains relatively flat. That’s a scenario many still consider unlikely.
But Perry isn’t alone in thinking that the market could change in unexpected ways. He points out that people once said Bitcoin would never hit $100,000, yet here we are, watching it flirt with that level and beyond. He compares current XRP skepticism to early BTC disbelief.
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