XRP is the native cryptocurrency of the XRP Ledger (XRPL), a decentralized blockchain designed by Ripple Labs for fast and efficient cross-border payments. By market capitalization, it’s one of the most significant crypto assets and most sought-after by investors and regular traders.
That’s why users need an XRP wallet to secure and store their private keys and ensure their ownership of their XRP tokens, and also navigate decentralized finance (DeFi) projects in the XRPL ecosystem.
That said, a proper XRP wallet will facilitate transactions like sending, receiving, and managing XRP and related tokens in the XRPL network and connecting with other decentralized applications (dApps).
Best XRP Wallets To Choose In 2025
In this article, we’re covering the best XRP wallets. These are ranked by popularity, functionality, reputation, and proven track records. The list below will allow you to compare fees, features, prices, fees, and more.
Note: new to crypto wallets? Have a look at this: Cryptocurrency Wallet Types Explained: Tips for Choosing Proper Crypto Wallets
Xaman – A Wallet Made For XRPL
Xaman is one of the best XRP wallets. It was designed explicitly for the XRP Ledger (XRPL) and the Xahau ecosystem. It offers users control over their private keys and assets while supporting a range of features that enhance security and functionality within these networks.
For transactions on the XRPL, Xaman includes multi-signature support, which enhances security by requiring multiple signatures for transaction approval. It also offers other benefits, including a user-friendly interface that caters to both beginners and experienced users with multiple language options to broaden accessibility.
The wallet is generally considered highly cost-effective, as transaction fees for XRP and most XRPL tokens are minimal. However, it offers a pro subscription that provides additional features such as push notifications, user profiles, and on/off-ramp services for users in the Netherlands and the UK.
Exodus – A Flexible Option for XRP Users
Exodus is widely regarded as one of the best XRP wallets on the market, offering a non-custodial, multi-chain solution that supports over 50 blockchain networks. Its accessibility across various platforms—including desktop, browser extensions, and mobile apps for iOS and Android—makes it a convenient choice for users seeking flexibility and broad functionality.
Exodus provides several features that appeal to both newcomers and advanced crypto users. The basics include buying, selling, and trading features within a simple yet complete dashboard. Another standout feature is its crypto staking capability, which allows users to stake different tokens to earn rewards directly within the wallet.
Moreover, its multi-chain support is another significant advantage. It is compatible with blockchain networks like Ethereum, Solana, Binance Smart Chain (BSC), Algorand, Arbitrum, and Base and supports NFTs.
For those seeking more security, Exodus integrates with all Trezor hardware wallets, such as the Trezor Safe 3, allowing users to store private keys offline
Atomic Wallet – Support for All Tokens
Atomic Wallet is a popular decentralized, non-custodial cryptocurrency wallet that supports over 1,000 coins and tokens, including XRP and XRPL-based tokens.
Atomic Wallet offers staking options for various tokens, providing rewards that range from 5% to 20% APR on assets like XRP, BTC, ETH, ADA, BNB, and SOL.
Atomic Wallet even offers +1% cashback when purchasing select cryptocurrencies with a bank card. It also accepts multiple fiat currencies, including USD and EUR, worldwide.
Atomic Wallet is available on multiple platforms, including Windows, macOS, Linux, Android, and iOS. Its extensive feature set makes it popular for users seeking a comprehensive solution for managing their cryptocurrency assets.
Trust Wallet – The Multi-Chain Wallet for XRP
Trust Wallet is considered one of the best mobile XRP wallets due to its extensive features and security mechanisms. It supports millions of coins and tokens across over 70 blockchain networks.
Trust Wallet offers users a comprehensive and intuitive platform for managing XRP and several other assets. They can buy, sell, or swap XRP or explore XRPL-based projects.
The wallet’s features cater to a diverse range of crypto enthusiasts. Through its integrated dApp browser, Trust Wallet allows users to interact with Web3 projects, not just from XRPL, but on multiple chains, allowing them to interact with different ecosystems.
Similarly, its staking rewards feature supports around 23 cryptocurrencies, including Ethereum, Binance Coin, Tezos, Cosmos, and TRON.
Regarding security, Trust Wallet is non-custodial, giving users complete control over their private keys and assets. The app incorporates several security features, including biometric access, auto-lock, encrypted private keys, and 12-word seed phrases. It also supports two-factor authentication (2FA), adding an extra layer of protection.
Coinomi – The Multi-Language Wallet
Coinomi supports more than 1,770 cryptocurrencies and tokens, spanning 125 blockchains. Its extensive multi-currency compatibility makes it one of the most comprehensive wallets available. And of course, you can buy, manage, and store XRP with it.
Its cross-platform availability makes it accessible to various types of users, supporting Android, iOS, Windows, macOS, and Linux. The wallet includes built-in exchange features, allowing users to trade cryptocurrencies directly within the app without relying on external platforms. As a non-custodial wallet, users retain complete control over their private keys and assets.
Coinomi uses private key encryption to store private keys locally on their devices, but they are never transmitted externally. Moreover, the wallet supports biometric authentication, including fingerprint and facial recognition, for added convenience and security.
Additionally, users are provided with a 24-word seed phrase, allowing them to restore access to their wallets in case of device loss or failure. Coinomi also anonymizes IP, hiding users’ IP addresses to enhance transaction privacy
Best XRP Hardware Wallets
Below are the two best hardware wallets, also known as cold storage, for XRP: Ledger Nano S Plus and Trezor Safe 3. These are physical wallets that are not connected to the internet, unlike their digital counterparts.
Ledger Nano S Plus
The Ledger Nano S Plus supports over 5,500 cryptocurrencies and tokens, ensuring compatibility with XRP and a wide range of digital assets.
Its large storage capacity allows users to store up to 100 applications simultaneously, making it ideal for those managing a diverse portfolio. The wallet features a larger OLED display (128×64 pixels), which improves visibility for transaction details and enhances usability.
The wallet is powered solely via a USB connection, eliminating the need for a battery and ensuring longevity without concerns about charging.
Regarding security, the Ledger Nano S Plus is designed with a cutting-edge mechanism, incorporating a CC EAL5+ certified secure element chip, which stores private keys securely to protect sensitive operations. In addition, Ledger’s proprietary BOLOS operating system isolates applications to prevent interference or breaches.
As if that weren’t enough, transactions require physical button confirmation, adding a layer of security against unauthorized access. In case of losses, users are provided with a 24-word recovery phrase, and the wallet is PIN-protected to prevent unauthorized use.
Trezor Model Safe 3
The Trezor Safe 3 is a highly secure hardware wallet widely regarded as one of the best options for crypto storage.
Security is paramount with Trezor, which has an EAL6+ certified Secure Element chip that gives users the highest level of protection for private keys and sensitive operations.
Another standout feature of the Trezor Safe 3 is its compatibility with Shamir Backup, which is a security standard that splits the recovery phrase into multiple shares. This feature is also found in other Trezor models, such as the Model T, but it adds significant value to the Safe 3 for those looking to enhance their asset recovery options.
The Trezor Safe 3 supports XRP and over 8,000 cryptocurrencies, so there’s much to choose from. Finally, its multi-platform compatibility allows it to work seamlessly with operating systems like Linux, Microsoft, and macOS, as well as mobile devices running iOS and Android through the Trezor Suite Lite app.
Tips For Choosing The Best XRP Wallet
There are many options, so it’s fine to ask yourself: “How to choose the best XRP wallet?” Well, no worries, we got it covered for below:
Security should always be a top priority. Look for wallets with robust protection measures such as two-factor authentication (2FA), multi-signature support, and encryption. These features reduce the risk of unauthorized access and ensure your funds remain secure. Additionally, verify that the wallet supports the cryptocurrencies you own or plan to acquire to avoid compatibility issues.
- User-friendliness and Accessibility
A user-friendly interface is also essential. Whether you’re a beginner or an experienced trader, a wallet with an intuitive design will make navigation and transactions easier.
Naturally, you want to verify that the wallet supports the cryptocurrencies you own —in this case, XRP— to avoid compatibility issues.
Device compatibility is another factor. Make sure the wallet works with your preferred operating system, such as Windows, macOS, Linux, Android, or iOS.
- Verify Reputation and Proven Track Record
Before committing to a wallet, research its reputation and reviews. Look for user feedback, check if it has experienced security breaches, and assess how the company responds to issues.
Additional features can enhance your crypto experience. Some wallets have built-in exchanges and dApp integration, making transactions and asset management more seamless. You should also decide whether you prefer a self-custodial wallet, which gives you complete control over your private keys, or a custodial wallet offered by exchanges, which manages keys on your behalf but may come with certain security risks.
Fee structures vary among wallets, so whether a wallet allows transaction fee customization to balance speed and cost is worth considering. Most wallets are free to use, yet always do your research to avoid hidden or unexpected fees.
Tip: For those looking into Solana wallets, have a look: Best Solana Wallets: Top 10 Picks for 2025
